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Terms of Use and aPrivacy Policy

Objective and Scope

This Terms of Use and Privacy Policy (“Terms”) regulate the relationship between the user and Latin America Re Administração e Corretagem de Resseguros Ltda. (“Latin Re” or “Company”) when using the website https://latin-re.com (“Site”), and details under what circumstances and for what purposes we use user information when accessing the Site.

Our Site may provide links to relevant social networks operated by third parties (such Facebook, Instagram, LinkedIn, Twitter, YouTube). These companies have their own notices or privacy policies, which we recommend reading. We are not responsible for the privacy practices of third-party websites, applications, or services that are not from Latin Re.

Use of the Site by the User

The Site is provided for informational purposes, aiming to publicize our activities and provide information about our services. The Site is not a platform for selling services, and you cannot contract services through the Site.

All content made available on the Site is solely and exclusively owned by Latin Re or has been duly licensed to Latin Re. These Terms do not grant any license or assignment of intellectual property rights. The user is not authorized to reproduce any part of the Site or its content, under penalty of the sanctions provided by applicable law.

All content provided on this site is based on information we believe to be reliable and should be understood only as general information about the insurance market. It is not intended to be considered advice regarding any individual situation and cannot be considered as such.

User Information

During the use of the site, we collect some Personal Data provided by the user for the purpose of responding to the contact request:

For this purpose, we collect the information provided by the user when contacting us through the channels available on the Company’s Site;

The information is stored by Latin Re for the strictly necessary period to contact the user.

In any case, the user’s Personal Data will be stored in an environment with the best security standards on the market and compatible with the nature of the data, either directly by Latin Re or by a contracted third party, which will undertake to follow the provisions of this Policy. When necessary, we will respond to the request for access to Personal Data for specific purposes.

As the holder of Personal Data, the user has some rights under applicable law, including the right to request the correction of incorrect information and to revoke their consent, in cases where processing was based on consent, in addition to other rights provided by current legislation. To exercise any of the rights or if you have any doubts about our data processing practices, please contact us through the email, dpo@latin-re.com.

In addition, during the use of the Site, we may automatically collect some information that is not considered Personal Data, i.e., information that is not able to identify you, such as the model of your device and the country of access, for statistical purposes and for improvements on the Site.

Reporting Channel

If you wish to make a complaint, you should contact our Reporting Channel through the email canal.confidencial@latin-re.com.

Your acceptance of these terms

By using the Site, the user declares that they have read, understood, and agreed to this Policy. It will be necessary to read and expressly consent to the Policy before sending any communication through the contact channels on our Site.

In case of any doubts about the content or our Personal Data processing practices, please contact us through our Privacy Channel, via email dpo@latin-re.com.

Validity

This Policy comes into effect from its publication and should be reviewed whenever necessary.